About Marsh U.S. Consumer, a service of Seabury & Smith, Inc.

Marsh U.S.Consumer, a service of Seabury & Smith,Inc. is the leader in insurance program management and the world's largest insurance broker with $4 billion of annual revenue. Meeting your needs is our number one priority.

We are proud to be a pioneer in the concept of insurance program management. The company has committed over 50 years to developing custom insurance programs with the right products and services that best support the needs of client organizations and the lifestyles of their members-both professional and personal.

Together, we will strive to bring bigger, better, more cost-effective, state-of-the-art products and services to our client organizations and their members. We look forward to continuing to serve you.

Marsh & McLennan Companies, Inc. and its subsidiaries own equity interests in certain insurers and have contractual arrangements with certain insurers and wholesale brokers. Information regarding such interests and contracts is available at http://global.marsh.com/about/Transparency.php. Your premium payment indicates your consent to this commission for this policy period and subsequent renewals, including any changes in commission rates at any such renewals.